Beyond the Boundaries of Finance
A World We Create Together
Connecting Youth Transitioning from Care to Their Future and Career Paths
Revisiting the Social Impact of the Youth Independence Hope Project: A Journey That Began with Good-hearted Loans in 2012
A Second Chance for Self-Reliance for Youth Preparing for Independence
We envision a small social bank accessible to everyone, anytime
Beyond the Boundaries of Finance
A World We Create Together
Connecting Youth Transitioning from Care to Their Future and Career Paths
Revisiting the Social Impact of the Youth Independence Hope Project: A Journey That Began with Good-hearted Loans in 2012
A Second Chance for Self-Reliance for Youth Preparing for Independence
We envision a small social bank accessible to everyone, anytime
WE FOCUS ON
We create opportunities from an inclusive finance perspective so marginalized groups can overcome financial barriers
Household Debt-to-GDP ratio
Number of multiple household loan borrowers
Discouraged job seekers among the economically inactive population
WE MAKE CHANGE
We create new possibilities in life
through a virtuous cycle of social capital
Support for self-reliance
64,876 cases
5,279 small business startups
57,058 integrated self-reliance cases
2,539 social innovation organizations
Supported around 65,000 cases of self-reliance in total
Virtuous cycle
Repayment funds pledged by project participants are reinvested to support new self-reliance initiatives
#First Participant in the 'Youth Independence Safety Net Loan Program" – Kang Han
Planning repayment and budgeting taught me to question my spending needs. I’m becoming more financially aware and focused on living in the present as the owner of my life.
#5th Youth Café Startup Incubation Class – Oscar Space CEOs Lee Woojin & Jeon Yubin
‘The Terrace’ by Social Solidarity Bank is like the fire of roasting itself. It allowed us to try various customer engagement experiments through coffee.
#Social Innovation Organization – Director Bae Kyung-ha of the Local Culture Content Research Institute
At a time when I was thirsty for new challenges in the local community, Social Solidarity Bank enabled me to pursue the project I truly wanted—not just one I had to do. It’s a strong foundation for new challenges.
#Small Business – Director Cho Ji-eun of Atelier Neul
Someone like me couldn’t even dream of a loan, but they saw my potential. Thanks to the startup loan from Social Solidarity Bank, I started a business and established a stable foundation for a new life.
WHAT WE DO
We practice relational finance that supports constructive growth centered on the will for self-reliance and potential
Support for Small Business Owners
We support low-credit, collateral-lacking entrepreneurs who are excluded from institutional finance through stable social financing methods
Support for Youth and Vulnerable Groups
We assist families in financial crisis, debt-ridden youth, unprepared young adults entering society, and small business owners in poor conditions with a holistic approach—from high-interest refinancing and funding to financial literacy education and psychological support—to encourage healthy economic activity and stable independence
WE WALK TOGETHER
Deep respect and warm empathy for financially excluded groups
open the future of Social Solidarity Bank
Be a warm hope for those facing frustration and despair in front of institutional financial barriers
As a partner in social contribution, we solve social problems together in innovative ways